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Lexi and Lottie, wearing panda costumes, try to earn money for the new panda enclosure by busking in town. At the same time, two crooks - wearing panda costumes as disguises - are robbing a bank. The police chase Lexi and Lottie thinking they are the crims and, in the confusion, not only do the bags of money get switched, but Lexi ends up with one of the criminal pandas, while Lottie ends up with the other. Once the mix-up becomes clear, Lottie, Fred and Grandpa try to track down Lexi and the other bank robber before she gets into trouble.